To Pay or Not to Pay?
How do you feel about paying your kids? Are you for the practice or against? We have a pretty hard line in our home – Nobody gets paid. It is a rule based on fairness. Families are a team effort and while most often the parents carry the team everybody has a position to play. Everybody does something to make the house run. When the kids were little I used to put socks on their hands and charge them with dusting anything below my kneecaps. Did they like it? Maybe not, but kids that age will do anything if you sing it. For almost 8 years nobody talked in our house, we sang. Everything… ‘Who will set the table?”… “I will, I will… lalalala” and so on. Things got done because we made it fun. That works when the kids are little because their currency is ‘fun’.
By the time they get into school they come to appreciate actual currency, the paper kind that can be traded for goods, services and candy. They want money! They want it and the internal struggle begins. Do you pay kids for helping out around the house? Is allowance a good thing? Should allowance be connected to performance? I go to work every day and I get paid for doing a job. If I ask my kids to do a job for me shouldn’t they be fairly compensated? Perhaps, but I get paid to do jobs for people I don’t live with (much to their relief) I do not get paid to work at home. At last count in our home I currently hold 6 full-time positions, 23 part-time ones and a host of special consultation gigs. I know my family pretty well, there is no way they can afford me, so I work pro bono (Oh but if they could afford me…imagine.. ChaChing!)
We have deemed in our home that most things you do because they are required as part of caring for yourself, and being respectful of the people you live with, chores are the requirement of holding a position on the team. Rooms get cleaned and laundry gets washed, dishes get put in the dishwasher (on occasion) because you cannot live in filth or smell like gym socks and paper and plastic are environmentally irresponsible. The reciprocal effects of your efforts are having room to entertain your friends, friends who want to share your fresh scented company and an absence of salmonella and listeria.
For everything else my kids go to the bank of Mom. Yes, sorry to all those parents who claim not to be a bank; you are. Might as well think like one… If you want money from me, there had better be some in your account or you better have good credit.
My kids fill up their mom accounts with extra courtesies. Maybe you folded a load a laundry or watched your brother after school; deposits to the Mom bank. Maybe you want to go to the movies on Saturday night or want to join your little friends on a run to the corner store for neon green and blue slushies; withdrawals from the Mom bank. Help goes in, privileges come out.
It all works pretty well; the kids get to earn some privileges without my actually paying for their efforts to keep the house running smoothly. As far as cash money, they earn a respectable amount through birthdays, babysitting gigs, and odd jobs for people they don’t live with. Our son is the very best at saving up his cash money for big purchases. It is funny just how quickly they figure out that Mom and Dad are not shelling out for any item that could cause bodily injury.
I am sure that there are better, simpler approaches to the allowance dilemma, some work, some don’t, we have tried most on and one thing is certain; you have to use what works with your values and family. What really works for our family right now is the kids starting to get real life jobs; jobs with schedules and pay stubs, bosses and responsibilities. Jobs that encourage their own spending and improve the healthy bottom line of the Mom Bank. Now I’m not so much credit manager as I am financial advisor. If I do this new job right they might just be able to pay me for my pro bono work someday!
You can also find Michelle at her blog The Space Between Raindrops, sharing wisdom, gratitude and humour.


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